Merchants Mortgage & Trust Corporation, LLC (“MMTC” or “Company”) is a real estate finance company based in Denver, Colorado, with a branch office in Phoenix, Arizona (d/b/a/ Merchants Funding, LLC). The Company's specialty is making fix-and-flip loans to real estate investors. We also offer a 2, 3, or 5 year "mini-permanent" loan on non-owner occupied residential (1 to 4 unit) investment properties that have already been rehabilitated and rented. As the market dictates, we do some construction and small commercial real estate lending as well.

We have closed over 5,300 fix-and-flip loans totaling over $1.2 billion to investors since 1997. We provide quick closings, the ability to work with a variety of property conditions,“makes sense” underwriting, the ability to have properties titled in entities such as limited liability companies and corporations, rates and fees that are lower than traditional hard money, and staff that is experienced and dedicated to serving the needs of investors.

Please visit our “Contact Us” page to reach us with any questions that you may have. We look forward to serving you.