Benefits to Our Investors

We have a seasoned staff of professional loan officers and processors to assist you. Many of our executives and employees have been with the Company for over 10 years and we are a premier fix-and-flip lender.

We finance a variety of 1 to 4 unit property types and conditions, including but not limited to: bank owned properties, HUD foreclosures, short sales, auctioned properties, and more.

We provide quick pre-approvals (typically within 24 to 48 hours) and quick closings (typically within one week, sometimes less). Many of our investors have secured and closed on contracts due to our speed that allowed them to compete with “all cash” contracts.

We have a seasoned draw processor to assist with the improvement escrow draws and complete your draw requests in a timely manner.

We lend not only the percentage that we lend towards the purchase price of the property, but we also lend a percentage towards the repairs as well so that you don’t have to come out of pocket with all of the repair funds.

Our rates and fees are cheaper than those of other private-money lenders.

We do not require that funds for down payment be seasoned and if there is sufficient equity in another residential property that you already own, it may be possible to cross-collateralize to cover the down payment.

Properties may be titled in entities, such as limited liability companies (LLC’s), corporations, or partnerships.

There may be no limit on the number of investment properties already owned by the investor if strong compensating factors are present.

There are no prepayment penalties on our fix-and-flip loans. We do partial releases on projects with more than one unit (i.e., duplexes, triplexes, four-plexes.)

Although you must qualify for each loan that is submitted, we do retain our files for repeat borrowers so if you are doing business with us regularly, we only need to obtain updates as we submit new applications.

See our Example and Terms links.