If you do not have a contract on a property yet, but are actively looking for a property, it is possible to get pre-approved (subject to underwriting). To submit a pre-approval, we will require:

1. Signed 1003 Application. This form is available on this site. The signed application will allow us to pull the credit report that is needed to submit the request.
2. Last 2 Year’s Tax Returns or W-2s
3. Most Recent Pay Stub for Salaried Applicants
4. Year-to-Date Profit and Loss or Commission Statement for Self-Employed Applicants
5. Pension or Social Security Statements for Retired Applicants
6. Most Recent Checking, Savings, Mutual Funds, Stocks, Bonds, Certificates of Deposit, 401k, IRA Statements, As Applicable
7. Written Description of Prior Fix-and-Flip Experience.If none, please discuss whom you will be working with in terms of a realtor, mentor, and/or contractor who will be guiding you through the process.

Please note, depending on your particular situation, additional documents may be required.

You may email, fax, mail, or hand-deliver the above documents to your loan officer. Please visit our “Contact Us” page for our contact information. Once we have the complete documents, we generally have an answer back to you within 48 hours.

Pre-approvals are valid for 30 days. If you have not found a property within 30 days, you may contact us so that we can update and resubmit your pre-approval.

Once you have an executed contract on a property, we will need you to send us the contract and your itemized repair budget and questionnaire, using our form, which can be found on this site. If any other documents are needed at that time, we will let you know.

Printing the Loan Application

1.    Download Adobe Acrobat Reader (if needed)

2.    Download Form 1003 (PDF Document)
            or
       Open an interactive form 1003 (Intereractive PDF Document)

3.    Select File, Print from Adobe Acrobat Reader 


Submitting Your Loan Application

You may fax, email, mail, or hand deliver the application and required supporting documents to the loan officer of your choice within the state that the property is located or is expected to be located.  You may submit a "preapproval" request prior to having a contract on a property.  For contact information, consult the "Contact Us" link.